Happy 2023!

As we move into a new year we might consider this an opportunity to review our behavior from last year, identify where there is room for improvement and either adjust or set new goals for the coming year.

Be honest with yourself and total the dollars you spent dining out, on alcohol and cannabis. Don’t chalk it up to entertainment and move on. Look at the number, say it out loud and consider the opportunity cost. Carry on.

Something we can all do this year, if you haven’t already is purchase a fireproof safe and protect your important documents.

May 2023 be an improvement upon your best year!